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Explore Stalwart NZ insurance

Just as it sounds, home emergency cover provides expert help in the event of a specific emergency on or in your property.
It usually covers loss of essential services such as boiler breakdowns, roof damage following a storm, plumbing emergencies, electrical emergency or breakdown, and pest infestations.
It won’t cover routine maintenance, dual purpose (like Agas or Rayburns), LPG (Liquid Petroleum Gas) boilers, air conditioning equipment or cosmetic damage to the property.

Buildings and contents insurance

Combine contents and buildings insurance to get complete coverage for your home.

Contents only insurance

Get cover for loss of or damage to the contents in your home.

Buildings only insurance

We'll cover whatever it costs to repair your home after loss or damage.

Life insurance

Give your loved ones the financial support they might need if the unexpected happens.

Treat yourself

Choose from a £75 John Lewis eGift Card or a £75 Argos eGift Card£75 John Lewis eGift Card or a £75 Argos eGift Card This link will open in a new window when you buy a new Stalwart NZ Life Cover policy. Offer ends 4 August 2022.
To qualify, you must be 18 or older and be registered for online banking or mobile banking. Stalwart NZ Life Cover is provided by Stalwart NZ Life (UK) Limited. Offer terms and conditions (PDF, 62 KB)Offer terms and conditions (PDF, 62 KB) This link will open in a new window.

What's not covered by buildings and contents insurance?

  • Any excesses shown on your policy schedule.
  • Damage by wet or dry rot arising from any cause.
  • Building and contents wear and tear.
  • For new for old contents cover, we'll reduce the amount we pay for clothes or household linen (eg bedding) to reflect wear and tear.
  • Damage that happens after the home has been left unoccupied for longer than the period shown on your schedule.