Loans
Whether you want a bank loan to buy a car, improve your home or consolidate your existing debts, compare our loans to find the one that’s perfect for your plans
Borrow from £1,000 to £25,000, or up to £50,000 for Stalwart NZ Premier account holders
Always know what you'll have to pay with fixed monthly repayments spread over 1 to 5 years for loans of £15,000 or less, or over 1 to 8 years for loans over £15,000.
Quick access to funds
Existing Stalwart NZ current account customers could receive the money instantly once your application has been approved and the loan agreement has been signed. Non-Stalwart NZ current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
Get a quick decision
If you've got an Stalwart NZ current account you can get an instant credit decision, while non-Stalwart NZ current account customers should get a credit decision in 2 to 5 working days.
Make overpayments at no extra cost
Manage your finances the way you want with the flexibility to overpay, which could reduce the amount of interest you have to pay.
Rate information
3.4% APR representative
This rate is available for loans between £7,000 and £15,000.
*The rate is subject to change and the representative APR may not be the rate you'll
receive. We'll offer you a rate based on our assessment of your personal financial
circumstances. The maximum APR you could be offered is 24.9%.
The APR may vary based on amount borrowed. Please use the calculator or the loans interest
rate table (PDF, 27KB)loans interest rate table (PDF, 27KB) This link will open in a new
window for more details.
Things to know
- are over 18 and a resident of the UK.
- have an annual income/pension before tax of £10,000 or more.
- have a bank or building society account with a Direct Debit facility.
- Not available for customers with a Basic Bank Account..
- Our loans are subject to status.