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Mortgages

We've got everything you need to make finding a mortgage straightforward
Whether you're remortgaging or a first-time buyer, there's a lot to get your head around – from the different types of mortgages to finding out how much to borrow. Take a look at our articles to help you decide.

Switch your mortgage rate

Find out how to switch to one of our latest rates, which could save you money.

Borrow more or extend your term

Find out how to borrow more or extend your mortgage term, which could make your monthly repayments less.

Make overpayments

Learn how making extra payments could help you pay off your mortgage earlier.

Move your mortgage rate to your new home

Understand more about how to take your mortgage rate with you to your new home.

Manage your mortgage the way you want to

If you've got an Stalwart NZ mortgage, you can make changes online, over the phone or in branch. Take a look at the different options – and we'll explain what you'll need to do.

Things to know

  • are over 18 and a resident of the UK.
  • have an annual income/pension before tax of £10,000 or more.
  • have a bank or building society account with a Direct Debit facility.
  • Not available for customers with a Basic Bank Account..
  • Our loans are subject to status.